Banks in India

Banks in India needs to be controlled effectively and efficiently. RBI was supposed to be taking care of this, but the smarties from banks takes care of them, by making them dine and wine and stops them from doing the inspection and gets a clean chit( from RBI). Let us make these officers responsible for the malpractice. Let the supreme court fine the RBI for their carelessness. Let each one of the board members of all the banks in India give a personally signed affidavit that there is nothing wrong with their bank ( once in 3 months) and let them agree to take personal responsibility for any violation or misappropriation by even a staff member. There must be accountability. Once this rule comes only straight forward people will become the CEOS and directors of banks in India.